MARSHALL COUNTY, INDIANA
Coaching That
Builds Confidence.
Academic tutoring, coaching, financial guidance, and insurance support — all from a trusted local team right here in Marshall County.
K-12 Tutoring • Academic Coaching • Financial Coaching • Health & Life Insurance

ABOUT BFACS
Your Neighbor, Your Coach
I'm Lori Hoese, and bFACS was founded because every family deserves access to expert guidance — whether that means helping a student unlock their academic potential, building a stronger financial foundation, or navigating health and life insurance options.
As local residents, we understand the unique needs of our community. We work one-on-one with students from kindergarten through 12th grade, and with adults who are ready to take control of their financial future.
Our approach is personal, patient, and results-driven. We meet you where you are — and help you get where you want to go.
WHAT WE OFFER
Services Built Around You
Four areas of expertise, one trusted local coach. Serving Marshall County and surrounding areas.
GRADES K THROUGH 12
K-12 Tutoring
Personalized one-on-one tutoring where confidence and subject matter meet. We do more than develop reading skills or improve mathematical understanding. - we help students thrive in academics as a whole, tailoring every session to their learning style and goals.
- All core subjects covered
- In-person & virtual available
- Study skills & time managment
- Goal setting & accountability
STUDY SKILLS & VIRTUAL SUPPORT
Academic Coaching
Academic coaching supports students learning in a homeschool or virtual environment who need structured, in-person support to excel. These block sessions are recurrent and offered during school hours (8 AM – 3 PM).
- Homeschool & virtual learners
- Structured clock sessions
BUDGETING, PLANNING & GOALS
Financial Coaching
Take control of your financial life with personalized coaching that covers budgeting, debt management, savings strategies, and long-term planning. No judgment — just practical guidance to help you build the future you want.
- Budgeting & debt management
- Savings & goal planning
- Financial habit building
- One-on-one sessions
COVERAGE YOU CAN COUNT ON
Health & Life Insurance
Navigating insurance options can be overwhelming. We help Indiana residents understand their health and life insurance choices, find the right coverage for their needs, and make confident, informed decisions.
- Health insurance guidance
- Life insurance options
- Plan comparison support
- Available statewide in Indiana
WHAT CLIENTS SAY
Trusted by Families Across the Region
Lori has helped my daughter tremendously with her math. She is experienced and has the skills to make sure the student really gets it.
Erin S.
Google Review
Lori tutored our son, and really was a lifesaver! She is professional, responsive, and kind. We were able to schedule to fit his needs and he was very comfortable with her teaching style. He was successful and we are very grateful to know we have a resource for the future. Thank you!!
Kelly G.
Google Review
Lori has been a game changer for my son in Geometry! He made a 100 on his last test and a 106 on a quiz! He was the only person to get the bonus questions right. Highly, highly recommend!
Lori helped my son get a 100 on his geometry test! She is the best! My son enjoys his sessions and always comes away feeling prepared for the next class, test or quiz. Thank you!!!
Ready to experience the bFACS difference?
FREE RESOURCES
Tools to Help You Get Started
We believe in empowering families and individuals with knowledge. Access free guides, worksheets, and tips on academics and personal finance — available at no cost to you. We also maintain a free Social-Emotional Learning Padlet with coping and social skills lessons.
Study Skills Guide
Tips for better focus, note-taking, and test prep
Budget Starter Sheet
A simple worksheet to track income and expense
Goal-Setting Template
Academic and personal goal planning worksheet
Insurance Checklist
Questions to ask before choosing a health plan
COMMON QUESTIONS
Frequently Asked Questions
Where is bFACS located, and do you offer virtual sessions?
bFACS is based in Bremen, Indiana. We serve students and families in person locally and virtually across a wider area. When we connect, we'll determine together the best format for your needs.
What grades do you tutor?
We work with students from Kindergarten through 12th grade across all core subjects including math, reading, writing, and science. Every session is tailored to the individual student's needs and learning style.
How is financial coaching different from a financial advisor?
Financial coaching focuses on building the habits, mindset, and skills to manage your money day-to-day — budgeting, debt reduction, and savings strategies. It's practical, personal, and action-oriented. We're here to help you build a stronger financial foundation.
Do you help with health and life insurance enrollment?
Yes! We help Indiana residents understand their insurance options, compare plans, and make confident decisions about health and life coverage. Appointments are held virtually for convenience — we're a trusted local resource, not a call center.
How do I get started with bFACS?
Simply fill out the Connect form below, or call/text us directly at 574-387-2446. We'll have a brief conversation to understand your needs and find the right fit.
What are your payment options?
bFACS accepts Cash App ($bFACS), Venmo (@bFACS), cash, and check. Payment details will be confirmed at the time of your first session.
How long does it take to see results from tutoring?
Most students and families notice meaningful improvement within 4–8 weeks of consistent sessions. Results depend on frequency, effort, and the specific goals we're working toward — but we're committed to making progress visible.
Can bFACS help adults, or just students?
Both! Academic coaching and tutoring are for K–12 students, while financial coaching and insurance guidance are designed for adults. We serve the whole family.
COMMON QUESTIONS
Let's Start a Conversation
Whether you're ready to book a session or just have questions, We'd love to hear from you. Fill out the form or reach out directly, I typically respond within one business day.

